Bad Credit (subprime) Auto Financing in Montrose, CO
Subprime credit financing can be a great option for buyers looking to build their credit or find reliable transportation. Here at Montrose Auto Connection we believe every buyer should have options for purchasing and financing a vehicle. We can work with you to choose the right financing option based on your situation. Here's everything you need to know about purchasing a vehicle with us when you're recovering from bad credit.
Montrose Auto Connection (M.A.C.) "Where everybody rides" Western Colorado's auto finance resource for you!
Those who are building their credit or who don't have an established credit score can work with our team of professionals to develop a financing option that works best. MAC is a go-to subprime credit dealer in the Western Colorado, area. Stop by our used car dealership in Montrose to browse through our selection, choose from our used car inventory and find the financing option that works best for your budget. Our team of seasoned professionals can help you get your credit approval* ready in as little as 30 minutes. *Bank stipulations apply. See dealer for more information.
What Is a Subprime Car Loan?
Subprime car loans are financing options we offer to help drivers get behind the wheel of a reliable used car. Our subprime car loans consider all aspects of your financial profile and help you find a financing option that serves you. The experts here at MAC will chat with you about your income, credit score and payment options to help create a plan for paying for your vehicle. We accept drivers from many financial situations, including those with fixed income, those on unemployment and self-employed individuals.
Because our professionals are highly skilled in creating customized plans, we can create the perfect loan for you regardless of your credit history. We believe everyone deserves a reliable form of transportation. Having a car is often vital for those trying to commute to work, job interviews, or important engagements. We want to make sure you have the best vehicle for you, at a monthly payment that fits reasonably within your budget. These are some other situations we consider when creating subprime car loans:
- Poor credit
- First-time buyers
- Temporary employment
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The Approval Process at MAC
When you visit MAC, you know that you're working with a team that cares about you and wants to get you behind the wheel of your new ride. If you're looking for a preowned SUV, car, or truck in Western Colorado, we can help you find the vehicle that fits your lifestyle and create a financing option that fits your budget. Our process for loan approval is simple and straightforward, and we ensure you understand each part as we work through it.
Our online applications make it simple for you to apply for a loan from the comfort of your home. Our financial experts communicate with other professionals to better understand your financial situation, and then communicate with you about your financing options. If you're more comfortable meeting face-to-face, you can also apply for a loan with us in person at the dealership. You can sit down with a member of our team of experts and go through your options, learning about the payment plans and interest rates that may work best for you.
Our professionals help you fill out paperwork and walk you through every step of the process. If you pass the minimum standards for credit, you may complete the process in 24 hours or less. Whether you choose to meet with us in person or complete the loan process online, we provide the support and information you need to find the best financing for your next vehicle.
How a Subprime Auto Loan Can Help You
The first perk of getting a subprime auto loan with our financing team is the ability to finance a vehicle no matter your financial or credit situation. Our team at MAC can help you perform a credit refresh to learn more about your standing and credit score. This can help you improve your chances of approval and helps us offer more perks and benefits.
Getting a subprime auto loan is also helpful because it can help you rebuild your credit. Making on-time payments to a loan from one of our Finance sources can help you raise your credit score while buying your vehicle. These are the types of buyers that we help secure subprime auto loans:
- Employment: We offer car loans for many circumstances, including those who are self-employed, temporarily employed, or receiving unemployment payments. Regardless of your employment situation, we can help you find the loan that works best for you.
- Repossession: If you have any repossessions on your record, we can still work with you to sign a car loan. Consider applying for our Bad Credit Loan to finance your vehicle and rebuild your credit.
- Poor credit: No matter how low your credit score is, we're dedicated to helping you find the financing options that can help you get behind the wheel of a reliable vehicle. Using a bad credit car loan now can help you gain access to more loans in the future.
- Bankruptcy: The professionals at MAC understand that bankruptcy can be a necessary action for you to stay financially healthy. We offer car loans to those who have filed Chapter 13 and Chapter 7 bankruptcies.
The MAC Experience
Every team member at Montrose Auto Connection is here to ensure your experience is seamless and enjoyable. We strive to provide the best support and help you learn about the best financing options for you. When you stop by MAC to check out our used cars and chat with a team member, you'll feel like family.
We hope this information has helped you learn more about subprime credit loans. If you're interested in browsing through our inventory, you can stop by. To chat with a team member about your financing options, please don't hesitate to contact us today.
Additional benefits include available Auto Pay, financing on every vehicle in stock, reporting of payments to the three major credit bureaus and a dedicated customer service center to provide you with support. Shop our inventory online to see which style of vehicle your suits your eye most, then contact MAC to schedule an appointment. Take advantage of our easy credit approval program and get the subprime credit auto loan that you need today!